Idaho Foreclosure Law

Facts:

Judicial Foreclosure Available:     No

Non-Judicial Foreclosure Available:       Yes

Primary Security Instruments:      Deed of Trust

Timeline:     Approximately 150 Days

Right of Redemption:       Yes

Deficiency Judgments Allowed:       Yes

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Quick Summary:

In Idaho, lenders may foreclose on deeds of trusts in default using a non-judicial foreclosure process only. 

 

The foreclosure timeline in Idaho is approximately 150 days from the time you miss your first payment until a Notice of Default or Notice of Sale is issued to your actual foreclosure date and sale.

Idaho borrowers have the right of redemption and are allowed deficiency judgments.

For more information on Idaho Foreclosure laws and regulations visit  http://www.ncsl.org/public/leglinks.cfm and click on your state.

Or Contact:

Idaho's Attorney General's Office
210 Statehouse
Boise, ID 83720-1000