Kansas Foreclosure Law

Facts:

Judicial Foreclosure Available:     Yes

Non-Judicial Foreclosure Available:       No

Primary Security Instruments:      Mortgage

Timeline:     Approximately 120 Days

Right of Redemption:       Yes

Deficiency Judgments Allowed:       Yes

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Quick Summary:

In Kansas, lenders may foreclose on mortgages in default using a judicial foreclosure process only. 

 

The foreclosure timeline in Kansas is approximately 120 days from the time you miss your first payment until a Notice of Default or Notice of Sale is issued to your actual foreclosure date and sale. 

Kansas borrowers have the right of redemption and are allowed deficiency judgments.

For more information on Kansas Foreclosure laws and regulations visit  http://www.ncsl.org/public/leglinks.cfm and click on your state.

Or Contact:

Kansa's Attorney General's Office
Kansas Judicial Center
2nd Floor
Topeka, KS 66612-1597
Ph: (913) 296-2215
Fax: (913) 296-6296