Kentucky Foreclosure Law
Facts:
Judicial Foreclosure Available: Yes
Non-Judicial Foreclosure Available: No
Primary Security Instruments: Mortgage
Timeline: Varies
Right of Redemption: Yes
Deficiency Judgments Allowed: Yes, but with restrictions
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Quick Summary:
In Kentucky, lenders may foreclose on mortgages in default using a judicial foreclosure process.
The foreclosure timeline in Kentucky varies from the time you miss your first payment until a Notice of Default or Notice of Sale is issued to your actual foreclosure date and sale.
Borrowers have the right of redemption and are allowed deficiency judgments on a case by case basis.
For more information on Kentucky Foreclosure laws and regulations visit http://www.ncsl.org/public/leglinks.cfm and click on your state.
Or Contact:
Kentucky's Attorney General's Office
P.O. Box 2000
Frankfort, KY 40602-2000
Ph: (502) 573-7600
Fax: (502) 564-2894
