Louisiana Foreclosure Law
Facts:
Judicial Foreclosure Available: Yes
Non-Judicial Foreclosure Available: No
Primary Security Instruments: Mortgage
Timeline: Approximately 60 days
Right of Redemption: No
Deficiency Judgments Allowed: Yes
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Quick Summary:
In Louisiana, lenders may foreclose on mortgages in default using a judicial foreclosure process.
The foreclosure timeline in Louisiana is approximately 60 days from the time you miss your first payment until a Notice of Default or Notice of Sale is issued to your actual foreclosure date and sale.
Louisiana borrowers do not have the right of redemption but are allowed deficiency judgments.
For more information on Louisiana Foreclosure laws and regulations visit http://www.ncsl.org/public/leglinks.cfm and click on your state.
Or Contact:
Louisiana's Attorney General's Office
P.O. Box 94005
Baton Rouge, LA 70804-9005
Ph: (504) 342-7013
Fax: (504) 342-7335
