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What is a Short Sale?

Foreclosure vs. Short Sale

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Free Report - Foreclosure Guide

Foreclosure Law

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Maine Foreclosure Law

Facts:

Judicial Foreclosure Available:     Yes

Non-Judicial Foreclosure Available:       No

Primary Security Instruments:      Mortgage

Timeline:     Approximately 90 days

Right of Redemption:       Yes

Deficiency Judgments Allowed:       Yes

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Quick Summary:

In Maine, lenders may foreclose on mortgages in default using a judicial foreclosure process. 

The foreclosure timeline in Maine is approximately 90 days from the time you miss your first payment until a Notice of Default or Notice of Sale is issued to your actual foreclosure date and sale.

Maine borrowers have the right of redemption and are allowed deficiency judgments.

New Information on Maine Foreclosure Laws and regulations:

A number of changes to Maine's foreclosure laws, including mandatory mediation of foreclosures, protection of tenancy, foreclosure notice requirements, and foreclosure reporting requirements. To view bill ME LD 1418 click here

For more information on Maine Foreclosure laws and regulations visit  http://www.ncsl.org/public/leglinks.cfm and click on your state.

Or Contact:

Maine's Attorney General's Office
State House Station 6
Augusta, ME 04333
Ph: (207) 626-8800
Fax: (207) 287-3145

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