Massachusetts Foreclosure Law

Facts:

Judicial Foreclosure Available:     Yes

Non-Judicial Foreclosure Available:       Yes

Primary Security Instruments:      Deeds of Trust or Mortgage

Timeline:     Approximately 90 days

Right of Redemption:       Only in foreclosure by possession

Deficiency Judgments Allowed:       No

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Quick Summary:

In Massachusetts, lenders may foreclose on deeds of trusts or mortgages in default using either a judicial or non-judicial foreclosure process. 

 

The foreclosure timeline in Massachusetts is approximately 90 days from the time you miss your first payment until a Notice of Default or Notice of Sale is issued to your actual foreclosure date and sale.

Massachusetts borrowers only have the right of redemption in cases of foreclosure by possession and are not allowed deficiency judgments. 

For more information on Massachusetts Foreclosure laws and regulations visit  http://www.ncsl.org/public/leglinks.cfm and click on your state.

Or Contact:

Massachusetts' Attorney General's Office
One Ashburton Place, Room 2010
Boston, MA 02108
Ph: (617) 727-2200
Fax: (617) 727-5768