Mississippi Foreclosure Law

Facts:

Judicial Foreclosure Available:     Yes

Non-Judicial Foreclosure Available:       Yes

Primary Security Instruments:      Deeds of Trust or Mortgage

Timeline:     Approximately 60 days

Right of Redemption:       No

Deficiency Judgments Allowed:       No

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Quick Summary:

In Mississippi, lenders may foreclose on deeds of trusts or mortgages in default using either a judicial or non-judicial foreclosure process. 

 

The foreclosure timeline in Mississippi is approximately 60 days from the time you miss your first payment until a Notice of Default or Notice of Sale is issued to your actual foreclosure date and sale.

Mississippi borrowers do not have the right of redemption and are not allowed deficiency judgments.

For more information on Mississippi Foreclosure laws and regulations visit  http://www.ncsl.org/public/leglinks.cfm and click on your state.

Or Contact:

Mississippi's Attorney General's Office
P.O. Box 220
Jackson, MS 39205
Ph: (601) 359-3680
Fax:(601) 359-3796