North Dakota Foreclosure Law

Facts:

Judicial Foreclosure Available:     Yes

Non-Judicial Foreclosure Available:       No

Primary Security Instruments:      Mortgage

Timeline:     Approximately 90 days

Right of Redemption:       Yes

Deficiency Judgments Allowed:       Yes

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Quick Summary:

In North Dakota, lenders may foreclose on mortgages in default using a judicial foreclosure process. 

 

The foreclosure timeline in North Dakota is approximately 90 days from the time you miss your first payment until a Notice of Default or Notice of Sale is issued to your actual foreclosure date and sale.

North Dakota borrowers have the right of redemption and are allowed deficiency judgments.

For more information on North Dakota Foreclosure laws and regulations visit  http://www.ncsl.org/public/leglinks.cfm and click on your state.

Or Contact:

North Dakota's Attorney General's Office
State Capitol, 1st floor
600 E. Boulevard Ave.
Bismark, ND 58505-0040
Ph: (701) 224-2210
Fax: (701) 224-2226