Ohio Foreclosure Law

Facts:

Judicial Foreclosure Available:     Yes

Non-Judicial Foreclosure Available:       No

Primary Security Instruments:      Mortgage

Timeline:      Approximately 150 Days

Right of Redemption:       Yes

Deficiency Judgments Allowed:       Yes

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Quick Summary:

In Ohio, lenders may foreclose on mortgages in default using a judicial foreclosure process only. 

 

The foreclosure timeline in Ohio is approximately 150 days from the time you miss your first payment until a Notice of Default or Notice of Sale is issued to your actual foreclosure date and sale.

Ohio borrowers have the right of redemption and are allowed deficiency judgments.

For more information on Ohio Foreclosure laws and regulations visit  http://www.ncsl.org/public/leglinks.cfm and click on your state.

Or Contact:

Ohio's Attorney General's Office
30 E. Broad St., 17th floor
Columbus, OH 43266-0410
Ph: (614) 466-4320
Fax: (614) 466-5087