Pennsylvania Foreclosure Law

Facts:

Judicial Foreclosure Available:     Yes

Non-Judicial Foreclosure Available:       No

Primary Security Instruments:      Mortgage

Timeline:      Approximately 90 Days

Right of Redemption:       No

Deficiency Judgments Allowed:       Yes

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Quick Summary:

In Pennsylvania, lenders may foreclose on mortgages in default using a judicial foreclosure process only. 

 

The foreclosure timeline in Pennsylvania is approximately 90 days from the time you miss your first payment until a Notice of Default or Notice of Sale is issued to your actual foreclosure date and sale.

Pennsylvania borrowers do not have the right of redemption but are allowed deficiency judgments.

For more information on Pennsylvania Foreclosure laws and regulations visit  http://www.ncsl.org/public/leglinks.cfm and click on your state.

Or Contact:

Pennsylvania's Attorney General's Office
Strawberry Square, 16th floor
Harrisburg, PA 17120
Ph: (717) 787-3391
Fax: (717) 787-8242