Utah Foreclosure Law

Facts:

Judicial Foreclosure Available:     Yes

Non-Judicial Foreclosure Available:       Yes

Primary Security Instruments:      Deed of Trust or Mortgage

Timeline:      Varies

Right of Redemption:       Yes

Deficiency Judgments Allowed:       Yes

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Quick Summary:

In Utah, lenders may foreclose on deeds of trusts or mortgages in default using either a judicial or non-judicial foreclosure process. 

 

The foreclosure timeline in Utah varies from the time you miss your first payment until a Notice of Default or Notice of Sale is issued to your actual foreclosure date and sale.

Utah borrowers have the right of redemption and are allowed deficiency judgments.

For more information on Utah Foreclosure laws and regulations visit  http://www.ncsl.org/public/leglinks.cfm and click on your state.

Or Contact:

Utah's Attorney General's Office
236 State Capitol
Salt Lake City, UT 84114
Ph: (801) 538-1015
Fax: (801) 538-1121