Washington Foreclosure Law

Facts:

Judicial Foreclosure Available:     Yes

Non-Judicial Foreclosure Available:       Yes

Primary Security Instruments:      Deed of Trust or Mortgage

Timeline:      Approximately 120 Days

Right of Redemption:      Yes, but may be precluded

Deficiency Judgments Allowed:      Yes, Judicial Foreclosure only

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Quick Summary:

In Washington, lenders may foreclose on deeds of trusts or mortgages in default using either a judicial or non-judicial foreclosure process. 

The foreclosure timeline in Washington is approximately 120 days from the time you miss your first payment until a Notice of Default or Notice of Sale is issued to your actual foreclosure date and sale.