West Virginia Foreclosure Law

Facts:

Judicial Foreclosure Available:     Yes

Non-Judicial Foreclosure Available:       Yes

Primary Security Instruments:      Deed of Trust or Mortgage

Timeline:      Approximately 60 Days

Right of Redemption:       No

Deficiency Judgments Allowed:       No

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Quick Summary:

In West Virginia, lenders may foreclose on deeds of trusts or mortgages in default using either a judicial or non-judicial foreclosure process. 

 

The foreclosure timeline in West Virginia is approximately 60 days from the time you miss your first payment until a Notice of Default or Notice of Sale is issued to your actual foreclosure date and sale.

West Virginia borrowers do not have the right of redemption and are not allowed deficiency judgments. 

For more information on West Virginia Foreclsoure laws and regulations visit  http://www.ncsl.org/public/leglinks.cfm and click on your state.

Or Contact:

West Virginia's Attorney General's Office
State Capitol
Room 26, East wing
Charleston, WV 25305-0220
Ph: (304) 558-2021
Fax: (304) 558-0140