Wisconsin Foreclosure Law

Facts:

Judicial Foreclosure Available:     Yes

Non-Judicial Foreclosure Available:       Yes

Primary Security Instruments:      Deed of Trust or Mortgage

Timeline:      Approximately 90 Days

Right of Redemption:       Yes

Deficiency Judgments Allowed:       Yes

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Quick Summary:

In Wisconsin, lenders may foreclose on deeds of trusts or mortgages in default using either a judicial or non-judicial foreclosure process. 

 

The foreclosure timeline in Wisconsin is approximately 90 days from the time you miss your first payment until a Notice of Default or Notice of Sale is issued to your actual foreclosure date and sale.

Wisconsin borrowers have the right of redemption and are allowed deficiency judgments.

New Information on Wisconsin Foreclosure Laws and regualtions:

1) Regulates mortgage loan originators and foreclosure consultants; 2) heavily regulates foreclosure reconveyances..To view WI SB 62 click here

For more information on Wisconsin Foreclosure laws and regulations visit  http://www.ncsl.org/public/leglinks.cfm and click on your state.

Or Contact:

Wisconsin's Attorney General's Office
P.O. Box 7857
Madison, WI 53707-7857
Ph: (608) 266-1221
Fax: (608) 266-2779